Since your usage is limited, the premium you will pay for a CNG or diesel version over the turbo-petrol might not make sense. Hence, stick to their turbo-petrol versions only. Both, the Mahindra XUV 3XO and Skoda Kylaq are great options, with strong engines, a comfortable ride and confident handling.
The XUV 3XO is more spacious, while the Kylaq has a bigger boot. The Kia Syros is an excellent, well-rounded car, too, but its entry-level variant, which is decently equipped otherwise, doesn't get a sunroof.
Hence, since you want a sunroof, within Rs 12 lakhs, the Mahindra XUV 3XO AX5 is the one for you.

