If you are happy with the Ford Figo and it is running fine, you could hold on to it, however it will get progressively difficult to maintain it. Thus, if you can change it might be a good idea to do so now.
Consider the Maruti Suzuki Fronx / Toyota Urban Cruiser Taisor. The car will feel similar in its fun-to-drive character to your Figo, and you could opt for either the turbo or the naturally aspirated engine.
The 1.0 litre turbo will be more peppy and fun to drive but given that turbo's are very sensitive to driving style, you will likely see real world efficiency figures than quote. In this regard, the 1.2-litre naturally aspirated engine will be better, though at a lower performance level.
Test drive the two and see which you prefer.

